Optimus Financing

OPTIMUS is EGIA's financing platform. OPTIMUS utilizes soft credit pull technology to match a customer with an approving lending partner. OPTIMUS eliminates "waterfall lending" by preapproving a customer with this soft credit pull match. After the preapproval, the customer continues their application with their matched lender for final loan approval.

Synchrony Financial

Expand your purchasing power with Promotional Financing through Synchrony.

Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.

A simple application process, and fast credit decisions
Unsecured, revolving credit lines
Promotional financing options¹
Convenient monthly payment options
Online account management

¹ Subject to credit approval. Minimum monthly payments required. See store for details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
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